From "what do I need" to a set of keys.
Fourteen steps, most of them quick. Here's exactly what happens, in order, when you apply with Motova — whether you're an individual or applying on behalf of a business.
Choose a vehicle or vehicle preferences
Browse everyday or premium categories, or just tell us your budget and what you need it for. Nothing is locked in yet.
Create a Motova account
A few basic details to set up your account securely — this is also where you'll manage your application afterwards.
Enter basic personal information
Name, date of birth, contact details — the standard information any leasing agreement needs.
Provide driving licence information
Confirms you're able to drive the vehicle you're applying for.
Provide proof of address
Standard verification, handled securely within your account.
Connect Open Banking
A secure, read-only connection to your bank, with your consent. This is the core of how we understand affordability — not a credit bureau file.
Motova performs an AI-assisted financial assessment
Our technology reviews income consistency, affordability and existing commitments to build your financial picture.
Receive an instant preliminary result, where possible
Often you'll get an early indication straight away. Some applications need a closer look before we can say more.
Additional documents may be requested
Occasionally we'll need something extra to complete the picture — we'll tell you exactly what and why.
Final review, where required
Some applications are reviewed by a member of the Motova team before a final answer is given.
Select your vehicle
Choose from your matched vehicles — if your original choice wasn't the right fit, this is where we show you what is.
Agreement & signing
Review your FlexLease terms and sign electronically.
Initial payment
Usually the equivalent of 2–3 months, depending on the vehicle and your underwriting outcome. Exact figures are confirmed at this stage — never before.
Vehicle preparation & delivery
Your vehicle is prepared and delivered, and your Motova TrustScore™ starts building from day one.
This journey describes the intended Motova process. Some steps may vary by vehicle, customer type or underwriting outcome, and Motova may decline an application at any stage. Nothing here is a binding offer of finance.